Red Wing Credit Union - Checking Accounts

Internet Special:
First box of checks FREE for new checking accounts. Simply tell us you want the internet special when you set up your account.

Checking Accounts

We offer a variety of Checking Accounts to suit everyone’s needs! As an added bonus, if you maintain a Checking Account with Red Wing Credit Union will also be entitled to a .25% discount on all consumer loans.

Don't forget to sign up for your Visa Check Card!

Basic Checking

No minimum balance
Unlimited checks
Overdraft protection available
Free Travelers Cheques

Direct Deposit Checking

No minimum balance
Unlimited checks
Interest bearing
Overdraft protection available
Free Travelers Cheques
Direct Deposit

Premier Checking

$500 minimum balance (Penalties apply
for balances less than $500)
Unlimited checks
Higher rate of interest paid
Overdraft protection available
Free Travelers Cheques

Student Checking

No minimum balance
Unlimited checks
Overdraft protection available
Free Travelers Cheques

Golden Checking

Available to members age 50 and over
No minimum balance
Free check printing
Free checks - two boxes per year
Overdraft protection available
Free Travelers Cheques

Direct Deposit Trims Your To-Do List

We’re a nation on the go. There’s work time, fitness time, child time, spouse time, parent time, friend time, and - if you’re lucky - some quiet time. Wouldn’t it be nice to worry about one less thing?

Try direct deposit.

With direct deposit, you authorize your employer or federal agency, like the Social Security Administration, to deposit your check directly into your Red Wing Credit Union account so you can count on access to funds without visiting the credit union. Instead of a check, you receive a paper record showing the net deposit and how much was withheld for taxes, savings plans, or any other withheld amounts.

And direct deposit isn’t just for paychecks. If you’re receiving Social Security checks, the Red Wing Credit Union or a local or regional Social Security office can easily switch you to direct deposit. The Internal Revenue Service is also getting into the act. Direct deposit now delivers tax refunds to accounts of both electronic and non-electronic tax filers.

No matter where your check’s coming from, direct deposit takes the worry out of:

Stolen or misplaced checks.
The Treasury Department reports that more than a million mailed Social Security and government pension checks are lost, stolen, or late every year. And, more than four million paychecks are lost or stolen each year.
Delayed deposits.
Your funds are deposited regularly, and on time. You get paid even if you’re not at work on payday, or can’t make it to the credit union during regular business hours.
Losing potential dividends.
With direct deposit you earn dividends on funds as soon as possible. If you have to deposit funds in person, any delay postpones when your money starts making money.
Lost time.
One estimate says direct deposit can save up to 24 hours a year otherwise spent going to the credit union to cash or deposit your paycheck.

Federally insured by NCUA
to at least $100,000

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Internet Special: First box of checks FREE for new checking accounts. Simply tell us you want the internet special when you set up your account.

Checking Accounts

Direct Deposit Trims Your To-Do List

Internet Special:
First box of checks FREE for new checking accounts. Simply tell us you want the internet special when you set up your account.