Equifax Data Breach
Equifax Data Breach

As you may have heard, Equifax experienced a significant data breach in one of their web application programs, exposing the personal information of 143 million U.S. consumers. The Federal Trade Commission just released information addressing the Equifax situation. Below is their latest information.

Here are the facts, according to Equifax. The breach lasted from mid-May through July. The hackers accessed people's names, Social Security numbers, birth dates, addresses and in some instances, driver's license numbers. They also stole credit card numbers for about 209,000 people and dispute documents with personal identifying information for about 182,000 people.

Red Wing Credit Union understands your concern for your personal information and is enhancing security measures here to keep your accounts safe, but there are some steps that you can do to protect yourself:

If you choose to participate in Equifax's free credit monitoring for directly impacted consumers, be absolutely sure to read the fine print carefully, you may be agreeing terms that limit your rights.

Here are some other steps to take to help protect yourself after a data breach:

  • Check your credit reports from Equifax, Experian, and TransUnion - for free - by visiting annualcreditreport.com or calling 988-322-8228. Accounts or activity that you donít recognize could indicate identity theft. Visit IdentityTheft.gov to find out what to do.
  • Monitor your existing credit card and bank accounts closely for charges you don't recognize. It's important to watch them ongoing, since criminals may be patient and wait until consumers have forgotten about the issue. Report any suspicious activity right away. Any delay in reporting fraudulent activity may make it harder for you to get the money back.
  • Consider placing a credit freeze on your files. A credit freeze makes it harder for someone to open a new account in your name. Keep in mind that a credit freeze won't prevent a thief from making charges to your existing accounts.
  • If you decide against a credit freeze, consider placing a fraud alert on your files. A fraud alert warns creditors that you may be an identity theft victim and that they should verify that anyone seeking credit in your name really is you.
  • File your taxes early - as soon as you have the tax information you need, before a scammer can. Tax identity theft happens when someone uses your Social Security number to get a tax refund or a job. Respond right away to letters from the IRS.

 

 

Visit Identitytheft.gov/databreach to learn more about protecting yourself after a data breach

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  • Red Wing Credit Union
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    Red Wing, MN 55066
  • Phone: 651-388-7133 or 1-888-388-7133 (toll free)
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