WHAT DOES RED WING CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

WHY? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
   · Social Security Number and income
   · Account balances and credit history
   · Account transactions and payment history
How? All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies share their members' personal information; the reasons Red Wing Credit Union chooses to share; and whether you can limit this sharing.
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION DOES RED WING CREDIT UNION SHARE...? CAN YOU LIMIT THIS SHARING?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes –
to offer products and services to you
Yes Yes
For joint marketing with other financial companies Yes Yes
For our affiliates' everyday business purposes –
information about your transactions and experiences
No We Don't Share
For our affiliates' everyday business purposes –
information about your creditworthiness
No We Don't Share
For nonaffiliates to market to you No We Don't Share
TO LIMIT OUR SHARING Call 1-651-388-7133 to speak with a Member Service Representative.
 
Please note:
If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we can continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
QUESTIONS? Call 1-651-388-7133.
WHO WE ARE
Who is providing this notice? Red Wing Credit Union
WHAT WE DO
How does Red Wing Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
Red Wing Credit Union regularly tests and assesses its information security measures to protect your information.
How does Red Wing Credit Union collect my personal information? We collect your personal information, for example, when you
   · Open an account or deposit money
   · Show your driver's license or apply for a loan
   · Use your credit or debit card or pay your bills
 
We also collect your personal information from others such as credit bureaus.
Why can't I limit all sharing? Federal law gives you the right to limit only
   · sharing for affiliates' everyday business purposes–information about your creditworthiness
   · affiliates from using your information to market to you
   · sharing for nonaffiliates to market to you
 
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
DEFINITIONS
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
   · Red Wing Credit Union does not share with our affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
   · Red Wing Credit Union does not share with nonaffiliates.
Joint marketing A formal agreement between nonaffi liated financial companies that together market financial products or services to you.
   · Our joint marketing partners include insurance companies.

 

 

Contact Us
  • Red Wing Credit Union
    3303 North Service Drive
    Red Wing, MN 55066
  • Phone: 651-388-7133 or 1-888-388-7133 (toll free)
    Fax: 651-388-7137
Hours
  • Lobby:
    8:30 a.m. - 4:30 p.m., Mon - Fri
    8:30 a.m. - Noon, Sat
  • Drive-Up
    8:30 a.m. - 5:00 p.m., Mon - Fri
    8:30 a.m. - Noon, Sat


NCUA
Federally insured by the NCUA up to $250,000
 
Equal Housing Lender